Heart Rate Zone Calculator

Find your five heart rate training zones in beats per minute, based on your age and maximum heart rate — with the option to use your resting heart rate for greater accuracy.

Calculate Your Heart Rate Zones
Maximum Heart Rate
Zone 1 — Very light (50–60%)
Zone 2 — Light / fat burn (60–70%)
Zone 3 — Aerobic (70–80%)
Zone 4 — Threshold (80–90%)
Zone 5 — Maximum (90–100%)
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Heart Rate Zones (BPM)
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Understanding Heart Rate Training Zones

Heart rate zones divide your effort into five ranges, each tied to a percentage of your maximum heart rate. Training in the right zone for your goal — fat burning, endurance, or speed — makes every workout more effective. This calculator builds your personal zones in beats per minute.

How Your Zones Are Calculated

First the calculator estimates your maximum heart rate. The Tanaka formula (208 − 0.7 × age) is more accurate across ages than the classic 220 − age. Each zone is then a percentage band of that maximum. If you enter your resting heart rate, it switches to the Karvonen (heart rate reserve) method for more personalized zones.

What Each Zone Is For

Zones 1–2 are easy efforts that build aerobic base and aid recovery — the bulk of most training should live here. Zone 3 develops aerobic capacity. Zone 4 raises your lactate threshold and race pace. Zone 5 is all-out interval work used sparingly. Most endurance plans follow a roughly 80/20 split of easy to hard.

The Karvonen Method

The Karvonen formula uses your heart rate reserve — the gap between your maximum and resting heart rates — to set zones. Because a fitter person has a lower resting heart rate, this method tailors zones to your conditioning. Measure your resting heart rate first thing in the morning for the best input.

Tip: Wear a chest-strap monitor for accurate readings during exercise; wrist optical sensors can lag during intervals. If a zone feels too easy or hard, trust your body — formulas estimate max HR and can be off by 10–15 bpm.

Frequently Asked Questions

How do I calculate my heart rate zones?
First estimate your maximum heart rate (208 − 0.7 × age, or 220 − age), then take percentage bands of it: 50–60% is Zone 1 up to 90–100% for Zone 5. Entering your resting heart rate switches to the more personalized Karvonen method.
What is the best heart rate zone for fat burning?
The 'fat-burning zone' is roughly Zone 2, about 60–70% of max heart rate, where a higher share of calories comes from fat. However, higher-intensity work burns more total calories, so both have a place in a fat-loss plan.
What is a good resting heart rate?
A typical resting heart rate for adults is 60–100 bpm; well-trained athletes are often 40–60. A lower resting rate generally reflects better cardiovascular fitness. Measure it right after waking, before getting out of bed.
Is 220 minus age accurate for max heart rate?
The 220 − age rule is a rough estimate and can be off by 10–20 bpm for many people. The Tanaka formula (208 − 0.7 × age) is more accurate on average, especially for older adults. A lab or field max-HR test is most precise.
How much time should I spend in each zone?
A common endurance approach is the 80/20 rule: about 80% of training in easy Zones 1–2 and 20% in hard Zones 4–5. This balances aerobic development with recovery and reduces injury and burnout risk.

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Written & reviewed by the CalcHeadquarters Editorial Team
Every calculator is built from published formulas and authoritative sources, then independently checked for accuracy before it goes live. Last updated June 2026. Read our editorial policy & methodology.
Sources
  • Tanaka H. et al. — Age-predicted maximal heart rate revisited
  • Karvonen — The effects of training on heart rate (heart rate reserve)