Estimate your Hawaii property tax based on the state's 0.27% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Hawaii
Hawaii has the lowest effective property tax rate in the nation at just 0.27%. However, extraordinarily high home values — median over $808,000 — mean actual tax bills can still be substantial despite the low rate.
Hawaii property taxes are levied at the county level (4 counties: Honolulu, Maui, Hawaii, Kauai). Each county sets its own rates. Owner-occupied residential properties receive preferential rates compared to investor-owned or vacation properties.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $675 | $56/mo |
| $808,200 (median) | $2,182 | $181/mo |
| $600,000 | $1,620 | $135/mo |
Hawaii offers a homeowner exemption of $100,000 off assessed value for owner-occupants. Seniors 65+ may receive enhanced exemptions. The low rate is partly explained by schools being funded at the state level rather than through property taxes.
Hawaii property taxes are due August 20 (first installment) and February 20 (second installment).
Honolulu County has the lowest rate (around 0.35%) while Hawaii County is higher (around 0.37%). Despite the low rates, a $1M home still generates $2,700–$3,700 annually in taxes.
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