Estimate your North Dakota property tax based on the state's 0.88% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in North Dakota
North Dakota's effective property tax rate sits slightly above the national average, but the taxable base is small — residential taxes apply to just 4.5% of market value. A state-paid Primary Residence Credit now offsets part of every owner-occupant's bill.
North Dakota levies an ad valorem property tax administered locally, with assessors valuing property annually via mass appraisal. Assessed value equals 50% of market value, and taxable value is a further fraction — 9% for residential — so residential taxes are based on just 4.5% of market value (a $200,000 home has a taxable value of $9,000). The total mill rate is the sum of all local taxing authorities' rates.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $236,000 (median) | $2,077 | $173/mo |
| $250,000 | $2,200 | $183/mo |
| $600,000 | $5,280 | $440/mo |
Effective rates vary within North Dakota. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 ACS 5-year (SmartAsset)) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Cass County | 1.16% |
| Grand Forks County | 1.20% |
| Ward County | 1.12% |
| Burleigh County | 0.89% |
Among these counties, effective rates range from about 0.89% in Burleigh County to 1.20% in Grand Forks County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
North Dakota created a state-paid Primary Residence Credit that applies to every owner-occupied primary residence regardless of age or income — up to $500 for tax years 2024–2025 and expanded by 2025 legislation to up to $1,600, not to exceed the property tax due. Homeowners must apply for the credit.
The income-based Homestead Property Tax Credit is available to homeowners 65 or older, or with a permanent and total disability, who meet income limits, reducing taxable value on a sliding scale (apply by April 1). The Disabled Veterans Property Tax Credit applies to veterans with a 50% or greater service-connected disability and equals the disability percentage applied against the first $120,000 of true and full value of the homestead.
Property taxes are due January 1 and become past due after March 1; paying by February 15 earns a 5% discount on the total bill. Real estate taxes may be paid in two installments, with the second due October 15. Delinquent taxes accrue penalties that increase over time plus interest.
Appeals move through successive local boards of equalization: first the township or city board (typically April), then the county board (June), then the State Board of Equalization (August), working with the county director of tax equalization. Further appeal goes to district court.
North Dakota's statewide effective property tax rate is about 0.94% of home value, slightly above the national average. Rates are set locally, and residential taxes apply to just 4.5% of a home's market value.
It's a state-paid credit against the tax on an owner-occupied primary residence, available to all such owners regardless of age or income. It was up to $500 for 2024–2025 and expanded to up to $1,600 under 2025 legislation, capped at the tax owed. Homeowners must apply.
Taxes are due January 1 and delinquent after March 1; paying by February 15 earns a 5% discount, and real property can be paid in two installments with the second due October 15.