Estimate your Rhode Island property tax based on the state's 1.10% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Rhode Island
Rhode Island's property taxes rank among the higher ones in the country, and they're run entirely by cities and towns — the state sets no rate and offers no statewide homestead exemption. Rates are quoted in dollars per $1,000 of assessed value and applied to full market value.
Property taxes are administered at the city/town level; the state sets no statewide rate. Rates are expressed in dollars per $1,000 of assessed value and applied to full market value (Block Island is the exception, assessed at 80%). State law requires each municipality to conduct a full revaluation every nine years, with statistical updates in the third and sixth years.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $2,750 | $229/mo |
| $354,000 (median) | $3,894 | $324/mo |
| $600,000 | $6,600 | $550/mo |
Effective rates vary within Rhode Island. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 ACS 5-year (SmartAsset)) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Kent County | 1.22% |
| Providence County | 1.09% |
| Washington County | 0.87% |
| Newport County | 0.78% |
Among these counties, effective rates range from about 0.78% in Newport County to 1.22% in Kent County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
There's no statewide homestead exemption. Many individual cities and towns offer an owner-occupied exemption or a lower owner-occupied tax rate, with amounts and rules set locally — some communities apply a reduced homestead rate class while others provide no owner-occupied benefit.
Veteran and surviving-spouse exemptions are authorized under state law with amounts set by each municipality (commonly a few hundred dollars up to roughly $3,000+ of assessed-value reduction; 100% disabled veterans may receive larger local relief). Seniors and disabled homeowners may also claim the state Property Tax Relief (Circuit Breaker) credit, a refundable income-tax credit for residents 65+ or disabled with household income at or below $39,275, up to a maximum of $675.
Due dates are set locally, and most towns bill in quarterly installments — Providence on the 24th of July, October, January, and April; Warwick on the 15th of those months; Newport on the 5th of August, November, February, and May. In many municipalities, missing a single installment makes the whole year's balance immediately due with retroactive interest.
A homeowner who disputes an assessment has 90 days from the date the first tax payment is due to file an appeal with the local tax assessor. If unsatisfied, the taxpayer may appeal to the local tax board of review and then to Rhode Island Superior Court.
Rhode Island's average effective property tax rate is about 1.07% of home value, among the higher rates in the country. Rates are set by each city and town in dollars per $1,000 of assessed value, so the amount you pay depends on your municipality.
By average effective rate, Kent County is highest at about 1.22%, followed by Providence County at 1.09%. Washington County (0.87%) and Newport County (0.78%) are below the state average, though high home values there still produce large bills.
Yes. Residents 65+ or disabled with household income at or below $39,275 may claim the state Circuit Breaker credit, a refundable income-tax credit worth up to $675. Many towns also offer additional local senior and veteran exemptions.