Estimate your Virginia property tax based on the state's 0.75% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Virginia
Virginia sets property taxes entirely at the local level, with counties and independent cities levying a rate per $100 of assessed value. Effective rates run below the national average, and 100% disabled veterans owe nothing on their principal residence.
Real property is assessed locally, with cities required to reassess every two years and counties every four (some rural areas every four to six), aiming at fair market value. Counties, cities, and special districts levy taxes at a rate per $100 of assessed value, and the state runs an annual sales-ratio study to check assessment accuracy.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $1,875 | $156/mo |
| $376,000 (median) | $2,820 | $235/mo |
| $600,000 | $4,500 | $375/mo |
Effective rates vary within Virginia. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 ACS 5-year (SmartAsset)) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Fairfax County | 1.01% |
| Loudoun County | 0.79% |
| Prince William County | 0.87% |
| Chesterfield County | 0.71% |
| Henrico County | 0.73% |
| Arlington County | 0.94% |
| Virginia Beach city | 0.81% |
| Richmond city | 1.02% |
Among these counties, effective rates range from about 0.71% in Chesterfield County to 1.02% in Richmond city. Your actual rate depends on the local mill/millage set by your county, city, and school district.
Virginia has no statewide homestead exemption that lowers assessed value. Relief is delivered through locally adopted elderly/disabled programs and the statewide disabled-veteran exemption, and each locality sets its own rate per $100 of assessed value.
Veterans with a 100% service-connected, permanent and total disability receive a full exemption on their principal residence and up to one acre, with no income or net-worth limit, and qualifying surviving spouses may continue it. Under Va. Code § 58.1-3210, each locality may also offer relief to homeowners 65+ or permanently disabled, setting its own income and asset limits.
Billing and due dates are set locally and vary by jurisdiction. Many counties and cities bill twice a year (commonly around June 5 and December 5), while others use different semiannual cycles; delinquency dates and penalties follow each locality's schedule.
Start by asking the local assessor for a review, then appeal to the locality's Board of Equalization by the local deadline. Owners may also appeal to the local circuit court, generally within three years of the assessment.
Virginia's effective property tax rate is about 0.78% of home value, below the national average. Rates are set locally per $100 of assessed value and vary by county and independent city.
No. The principal residence and up to one acre of a veteran with a 100% service-connected permanent and total disability is fully exempt statewide, with no income requirement, and the benefit can extend to an eligible surviving spouse.
Yes, but it's a local option. Individual counties and cities may offer relief or deferral for homeowners 65 or older or permanently disabled, each setting its own income and asset limits.