What Is the Rule of 40?

A one-line health check that balances growth against profit — and the reason a fast-growing startup can lose money and still pass.

By the CalcHeadquarters Editorial TeamUpdated June 20264 min read
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What the Rule of 40 Is

The Rule of 40 says a software company's revenue growth rate plus its profit margin should total at least 40%. It captures the core trade-off every growth business faces: you can grow fast, be profitable, or balance the two — but the combination should clear the bar.

The Formula

Score = Revenue Growth Rate (%) + Profit Margin (%). Either lever can carry the score, which is why a hyper-growth startup with a negative margin can still pass.

A Worked Example

A company growing 30% with a 15% margin scores 45 and passes. One growing 55% while burning cash at a −10% margin still scores 45 — high growth offsets the loss.

Which Margin to Use

There's no single standard. Analysts use EBITDA margin, operating margin, or free-cash-flow margin. The key is consistency — use the same definition over time and when comparing companies.

Because the margin definition varies, always state which one you used when you report a Rule of 40 score.

When It Applies

The rule is most meaningful once a company reaches scale, roughly $1M+ in revenue. Very early startups routinely break it while investing heavily in growth, and that can be perfectly healthy.

Frequently Asked Questions

What is the Rule of 40?
It states that a software company's revenue growth rate plus its profit margin should equal at least 40%. It's a quick check on whether growth and profitability are balanced efficiently.
How do I calculate my Rule of 40 score?
Add your revenue growth rate to your profit margin, both as percentages. 30% growth plus a 15% margin scores 45, which passes.
Which margin should I use?
EBITDA, operating, and free-cash-flow margins are all common. Use the same definition consistently when tracking over time or comparing companies.
Can a company pass while losing money?
Yes. High enough growth can offset a negative margin. For example, 55% growth with a −10% margin still scores 45.
Does the Rule of 40 apply to early-stage startups?
It's most useful at scale, around $1M+ in revenue. Early startups often break it intentionally by investing in growth, which can be healthy.
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Written & reviewed by the CalcHeadquarters Editorial Team
Every guide is built from published formulas and authoritative sources, then independently checked for accuracy before it goes live. Last updated June 2026. Read our editorial policy & methodology.