Estimate your Michigan property tax based on the state's 1.31% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Michigan
Michigan has a moderately high effective property tax rate of 1.31%, ranking 12th nationally. The state's Proposal A (1994) significantly changed how property is taxed by limiting annual assessment increases for existing homeowners.
Michigan's Proposal A caps annual increases in taxable value at 5% or the rate of inflation, whichever is lower, until a property transfers. At transfer, taxable value resets to state equalized value (50% of market value), which can cause a significant jump.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $3,275 | $272/mo |
| $213,200 (median) | $2,793 | $232/mo |
| $600,000 | $7,860 | $655/mo |
Michigan's Principal Residence Exemption (PRE) exempts owner-occupied primary residences from up to 18 mills of school operating taxes — a substantial saving. Poverty exemptions and senior/disabled programs provide additional relief.
Michigan property taxes are levied in July (summer) and December (winter). Summer taxes are generally due September 14; winter taxes are due February 14.
Oakland County (Detroit suburbs) and Kent County (Grand Rapids) have high rates. Detroit proper has among the highest effective rates in Michigan, with significant variation across the metro.