Estimate your Michigan property tax based on the state's 1.31% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Michigan
Michigan caps how fast your taxable value can rise — no more than 5% or inflation a year — until you sell, when it resets to half of market value. Effective rates run above the national average, but the cap shields long-term owners from big swings.
Local assessors set assessed value at 50% of market (true cash) value, and your bill is based on taxable value, whose annual growth is capped by the state constitution at 5% or inflation (whichever is lower) until the property transfers and resets. Taxes equal total millage times taxable value, including a statewide 6-mill State Education Tax plus local and school millages.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $213,000 (median) | $2,790 | $233/mo |
| $250,000 | $3,275 | $273/mo |
| $600,000 | $7,860 | $655/mo |
Effective rates vary within Michigan. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 5-year) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Wayne County | 1.51% |
| Oakland County | 1.23% |
| Macomb County | 1.28% |
| Kent County | 1.03% |
| Genesee County | 1.28% |
| Washtenaw County | 1.47% |
| Ingham County | 1.76% |
| Kalamazoo County | 1.36% |
Among these counties, effective rates range from about 1.03% in Kent County to 1.76% in Ingham County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
The Principal Residence Exemption (PRE) exempts an owner-occupied home from up to 18 mills of local school operating tax (filed via Form 2368). Separately, the income-based Homestead Property Tax Credit refunds part of the property tax paid by eligible lower-income households through the state income tax return.
The Disabled Veterans Exemption fully exempts the principal residence of a veteran with a 100% service-connected disability (or rated unemployable) and their unremarried surviving spouse. A poverty (hardship) exemption is available to low-income owners through the local Board of Review, and seniors and disabled residents may receive an enhanced Homestead Property Tax Credit.
Most jurisdictions issue a summer bill on July 1 (due by September 14) and a winter bill on December 1 (due by February 14). Exact issue and due dates vary by city or township.
First appeal your assessment to the local Board of Review, which meets in the week containing the second Monday in March. Residential and agricultural owners may then appeal to the Michigan Tax Tribunal by July 31 of the tax year.
Michigan's effective property tax rate is about 1.13%–1.19% of home value depending on the source, above the national average, though home values and bills are generally below national medians.
Michigan bases your bill on taxable value, which can rise no more than 5% or inflation (whichever is lower) each year until the property is sold, at which point it resets to 50% of market value.
Appeal to your local Board of Review in March; if denied, residential and agricultural owners can appeal to the Michigan Tax Tribunal by July 31.