Estimate your Ohio property tax based on the state's 1.40% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Ohio
Ohio bases your bill on 35% of your home's appraised value, with county auditors reappraising every six years. Effective rates run a bit above the national average, but moderate home values keep typical bills in check.
County auditors appraise real property at 100% of market value, with full reappraisals every six years and an update in the third year. Taxable value equals 35% of appraised value, and rates are expressed in mills across school districts, cities, and counties. An owner-occupancy credit reduces qualifying homeowners' bills.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $211,000 (median) | $2,954 | $246/mo |
| $250,000 | $3,500 | $292/mo |
| $600,000 | $8,400 | $700/mo |
Effective rates vary within Ohio. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 5-year) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Cuyahoga County | 1.80% |
| Franklin County | 1.40% |
| Hamilton County | 1.44% |
| Summit County | 1.45% |
| Montgomery County | 1.58% |
| Lucas County | 1.55% |
| Butler County | 1.18% |
| Stark County | 1.16% |
Among these counties, effective rates range from about 1.16% in Stark County to 1.80% in Cuyahoga County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
Ohio's Homestead Exemption shields part of the market value of an owner-occupied home for eligible seniors (65+) and permanently and totally disabled owners — roughly $28,000 of market value for recent years, subject to an income test (Ohio AGI of $40,000 or less for tax year 2025). A 2.5% owner-occupancy rollback credit also applies.
Seniors 65+ and permanently disabled owners meeting the income limit qualify for the standard homestead exemption. Disabled veterans rated 100% service-connected receive an enhanced exemption of roughly $56,000–$58,000 of market value with no income limit, and a similar enhanced exemption applies to surviving spouses of public-service officers killed in the line of duty.
Real estate taxes are billed in two half-year installments on dates set by each county treasurer — commonly a first-half payment due in January or February and a second-half payment due in June or July.
File a Complaint Against the Valuation of Real Property (DTE Form 1) with your county Board of Revision between January 1 and March 31. Decisions can be appealed to the Ohio Board of Tax Appeals or the county Court of Common Pleas.
Ohio's effective property tax rate is roughly 1.28% of home value, higher than the national average, though median bills stay moderate because home values sit below the national median.
County auditors appraise your home at 100% of market value; the taxable value used for your bill is 35% of that appraised value, and millage rates are then applied to the taxable value.
Homeowners 65 or older, or permanently and totally disabled, who occupy the home as their primary residence and meet the income limit (Ohio AGI of $40,000 or less for 2025). Veterans rated 100% disabled qualify for a larger exemption with no income limit.