Estimate your Utah property tax based on the state's 0.44% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Utah
Utah has one of the lowest effective property tax rates in the nation, largely because owner-occupied homes get a 45% residential exemption — so only 55% of your home's value is taxed. A 'Truth-in-Taxation' process forces public hearings before any entity raises revenue.
County assessors appraise property at least every five years and adjust to full market value between appraisals using sales data. Owner-occupied primary residences receive a 45% residential exemption, so only 55% of market value is taxable. With more than 1,000 tax areas statewide, Utah uses a revenue-neutral Truth-in-Taxation process requiring public hearings before a taxing entity can raise revenue.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $1,100 | $92/mo |
| $428,000 (median) | $1,883 | $157/mo |
| $600,000 | $2,640 | $220/mo |
Effective rates vary within Utah. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 ACS 5-year (SmartAsset)) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Salt Lake County | 0.51% |
| Utah County | 0.43% |
| Davis County | 0.48% |
| Weber County | 0.61% |
| Washington County | 0.39% |
| Cache County | 0.43% |
| Tooele County | 0.57% |
| Iron County | 0.42% |
Among these counties, effective rates range from about 0.39% in Washington County to 0.61% in Weber County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
Utah's core homeowner benefit is the 45% residential exemption on a primary residence, which leaves only 55% of market value subject to tax and is a main reason effective rates are among the lowest in the nation. It applies automatically to qualifying owner-occupied homes (one per household).
The Age-66+ Circuit Breaker gives low-income seniors and surviving spouses a homeowner credit up to about $1,412 when 2025 household income is $44,221 or less. The Disabled Veteran (and surviving-spouse) exemption is based on VA disability rating (10% or greater), with a 2025 maximum of $521,620 of taxable value at 100% disability, prorated by rating. Counties also offer indigent/hardship abatements and deferrals.
Annual valuation notices go out in summer and tax bills follow in fall; taxes are due November 30. Payments not made by then are delinquent and incur a penalty of the greater of $10 or 1% (rising to 2.5% if unpaid by January 31), plus interest.
An owner who disagrees with the assessed value files an appeal with the county Board of Equalization, generally by September 15 (or within 45 days of the valuation notice). Board decisions can be appealed to the Utah State Tax Commission.
Utah has one of the lowest effective property tax rates in the country, about 0.49% of home value, largely because primary residences get a 45% residential exemption. County rates range from roughly 0.39% to 0.61%.
Owner-occupied primary residences are taxed on only 55% of market value thanks to a 45% residential exemption. A $500,000 home is taxed on $275,000 of value, which is why Utah homeowners' effective rates are so low.
Property taxes are due November 30 each year. Amounts unpaid after that are delinquent and incur a penalty of the greater of $10 or 1% (2.5% if still unpaid by January 31), plus interest.