Estimate your Alabama property tax based on the state's 0.38% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Alabama
Alabama has one of the lowest effective property tax rates in the country at 0.38%, ranking 49th out of 50 states. Low home values amplify this advantage — the median property tax bill in Alabama is under $900 per year, among the lowest in the nation in dollar terms.
Alabama property taxes are administered by county assessors. Residential property is assessed at 10% of fair market value before the millage rate is applied. This assessment ratio significantly reduces taxable value compared to states that assess at full market value.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $950 | $79/mo |
| $195,100 (median) | $741 | $61/mo |
| $600,000 | $2,280 | $190/mo |
Alabama offers a homestead exemption reducing assessed value by $4,000 for state taxes and $2,000 for county taxes. Seniors 65+ with income below $12,000 may qualify for complete exemption from state property taxes.
Alabama property taxes are due October 1 and become delinquent after December 31.
Jefferson County (Birmingham area) has the highest rates in the state at around 0.57%, while rural counties like Walker can be as low as 0.21%.