Estimate your Georgia property tax based on the state's 0.87% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Georgia
Georgia keeps property taxes moderate by assessing homes at 40% of fair market value before local mill rates apply. A standard homestead exemption trims taxable value, and many counties layer on much larger local and senior exemptions.
County boards of assessors appraise property at fair market value, and the assessed (taxable) value is 40% of that in nearly every county (a few use other ratios). Millage rates are set by county, city, and school boards, and a small statewide component applies against which the homestead exemption is credited.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $2,175 | $181/mo |
| $281,000 (median) | $2,445 | $204/mo |
| $600,000 | $5,220 | $435/mo |
Effective rates vary within Georgia. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 5-year) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Fulton County | 0.86% |
| Gwinnett County | 0.92% |
| Cobb County | 0.68% |
| DeKalb County | 0.96% |
| Chatham County | 0.81% |
| Cherokee County | 0.68% |
| Clayton County | 0.97% |
| Henry County | 0.91% |
Among these counties, effective rates range from about 0.68% in Cobb County to 0.97% in Clayton County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
The standard statewide homestead exemption reduces the assessed value of an owner-occupied primary residence by $2,000 for county and school taxes. Many counties and cities offer larger local homestead exemptions that can far exceed the state standard.
Owners 65+ with low qualifying income may claim an added $4,000 exemption from county taxes, and many counties offer more generous local senior or age-62 school-tax exemptions — some fully exempting school operating taxes. Disabled veterans (100% service-connected or unemployable) qualify for an exemption up to $121,812 for 2025, indexed annually, with benefits extending to certain surviving spouses.
Assessment notices are typically mailed in spring, and tax bills usually go out in late summer or early fall (around August–September), due roughly 60 days later. Exact billing and due dates vary by county.
Appeal within 45 days of the date on your county Annual Notice of Assessment to the Board of Assessors. Options include the Board of Equalization, a hearing officer, or arbitration, with further appeal to the county Superior Court.
Georgia's effective property tax rate is relatively low — roughly 0.77%–0.87% of home value depending on the source and county. The median annual property tax payment is around $2,500.
Property is assessed at 40% of its fair market value in nearly all Georgia counties, and local millage rates are then applied to that assessed value.
You have 45 days from the date on your Annual Notice of Assessment to file an appeal with the county Board of Assessors.