Estimate your Florida property tax based on the state's 0.76% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Florida
Florida combines no state income tax with a homeowner-friendly property tax system. The homestead exemption removes up to $50,000 of value, and the Save Our Homes cap limits annual assessment increases on your primary residence to 3%.
County property appraisers value property at just (market) value as of January 1. Counties, municipalities, school boards, and special districts levy taxes in millage rates (1 mill = $1 per $1,000 of taxable value) applied to assessed value after exemptions. The Save Our Homes provision caps annual assessment increases on homesteaded property at 3% or CPI, whichever is lower.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $1,900 | $158/mo |
| $334,000 (median) | $2,538 | $212/mo |
| $600,000 | $4,560 | $380/mo |
Effective rates vary within Florida. These figures are median-tax-to-median-value estimates from U.S. Census ACS data (2019–2023 5-year) for some of the most populous counties:
| County | Effective Rate |
|---|---|
| Miami-Dade County | 0.76% |
| Broward County | 0.94% |
| Palm Beach County | 0.83% |
| Hillsborough County | 0.82% |
| Orange County | 0.75% |
| Pinellas County | 0.67% |
| Duval County | 0.77% |
| Lee County | 0.78% |
Among these counties, effective rates range from about 0.67% in Pinellas County to 0.94% in Broward County. Your actual rate depends on the local mill/millage set by your county, city, and school district.
Florida's homestead exemption frees the first $25,000 of assessed value from all property taxes, plus another $25,000 (on value between $50,000 and $75,000) from everything except school taxes — up to $50,000 total. Homesteaders also lock in the Save Our Homes 3% assessment cap.
Low-income seniors 65+ may qualify for an added homestead exemption up to $50,000 where adopted locally. There are $500 exemptions for widows/widowers and the totally disabled, a $5,000 exemption for veterans with a 10%+ service-connected disability, and a full exemption for veterans and first responders who are totally and permanently disabled from service.
Bills are mailed around November 1 and payable through March 31, with early-payment discounts of 4% in November, 3% in December, 2% in January, and 1% in February. Taxes become delinquent April 1.
Check the Truth in Millage (TRIM) notice mailed in August. To contest an assessment, petition the county Value Adjustment Board (VAB) within 25 days of the TRIM notice mailing.
Florida's effective property tax rate averages about 0.75% of home value, slightly below the national average. There is no state property tax; rates are set locally in millage.
It exempts up to $50,000 of assessed value on a primary residence ($25,000 from all taxes, plus another $25,000 from non-school taxes) and locks in the Save Our Homes 3% cap on annual assessment increases.
Bills are mailed November 1 and payable through March 31, with discounts up to 4% for early payment; taxes are delinquent April 1.