Estimate your Florida property tax based on the state's 0.76% average effective rate. Enter your home value for an instant, free calculation.
Enter any tax exemption amount you qualify for in Florida
Florida has a moderate effective property tax rate of 0.76%, ranking 34th nationally. The state's popularity has driven home values significantly higher, though Florida's Save Our Homes cap provides strong protection for long-term residents.
Florida's Save Our Homes amendment caps annual assessment increases at 3% or the CPI (whichever is lower) for homestead properties. This means long-term owners are often assessed far below market value, while new buyers take the full hit.
| Home Value | Estimated Annual Tax | Monthly (Escrow) |
|---|---|---|
| $250,000 | $1,900 | $158/mo |
| $334,500 (median) | $2,542 | $211/mo |
| $600,000 | $4,560 | $380/mo |
Florida's homestead exemption reduces assessed value by $25,000 for all taxes, plus an additional $25,000 for non-school taxes (saving roughly $500–$750/year). Seniors, disabled veterans, and widows/widowers may qualify for additional exemptions.
Florida property taxes are due March 31, with discounts for early payment: 4% if paid in November, 3% in December, 2% in January, 1% in February.
Miami-Dade and Broward counties have the highest bills in dollar terms due to home values. Portability allows homeowners to transfer their Save Our Homes benefit when moving to a new Florida home.